When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Thanks, Mom! When it comes to managing your personal finances, there’s plenty of complex advice out there. But often, simpler is better. Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.